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Senate mulls major changes to Michigan No-Fault Law

Insurance attorney Steve Gursten tells WDET national public radio why introducing caps on No-Fault benefits is detrimental to car accident victims

Steve Gursten, insurance attorney and partner of Michigan Auto Law, is interviewed by WDET national public radio on propsed Senate Bills that would destroy Michigan’s current No-Fault system and leave car accident victims lacking critical medical care – because their No-Fault benefits would be very limited.

Gursten says introducing caps is problematic because people with catastrophic injuries involving the spine or brain… may exceed the proposed limits.

“This is the crown jewel that nobody knows about. We have unlimited medical for life. Which means if you suffer a catastrophic brain injury or a spinal cord injury you can get it treated anywhere and it’s unlimited. So you can receive the car and medical care you need,” Gursten said.

But if the laws are passed, “What happens is the care…the quality of the medical care these people receive is terrible and what happens is the cost of that care gets shifted to you and I as taxpayers and to Medicaid. So instead of paying the insurance companies premiums to insure against this risk…we’re now transferring all that risk to taxpayers.”

Here’s the full radio story: State Senate Mulls Major Changes to Michigan’s No-Fault Law

Click here to hear the audio.

May 4, 2011

Related information:

Medical expenses – a Michigan No-Fault benefit

Michigan No-Fault Act

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