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Uninsured Underinsured Motorist Coverage

Uninsured and Underinsured Motorist Coverage: Protects You in a Crash with an Uninsured Driver

FAQs about UM, UIM and why this valuable coverage is a must have

Any auto insurance policy sold in Michigan today without UM and UIM is not enough to protect you and your family.

Due to the struggling economy, there is a good chance that when a serious car or truck accident occurs in Michigan, one of the drivers will be uninsured. That’s why the no-fault insurance lawyers of Michigan Auto Law always tell our clients that uninsured motorist coverage (UM) and underinsured motorist coverage (UIM) provide a valuable source of legal recovery when someone is injured in a car accident by another driver who is uninsured or does not have adequate insurance. Any auto insurance policy sold in Michigan today without UM and UIM is not enough to protect you and your family. We recommend that every person obtain this extremely important and inexpensive coverage. Please call if you have been in an auto accident and need help obtaining your no-fault insurance benefits.

This page provides answers to some of the most frequently asked questions about uninsured and underinsured motorist coverage, including:

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