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Chrysler making strides with its "Imported from Detroit" Super Bowl commercial

Michigan No-Fault lawyer congratulates Chrysler, but urges change to auto insurance policy language that puts innocent Daimler Chrysler Insurance drivers in peril

Our No-Fault lawyers want to congratulate Chrysler for its positive commercial about Detroit that’s causing so much great buzz for the city. The commercial shows the “real Detroit” and our auto industry. Here’s the commercial for those of you who may have missed it:

Since this commercial is part of the new leadership taking place at Chrysler, I also want to remind Chrysler about a very dangerous No-Fault insurance provision due to past decision-makers, and urge them to correct this now.

Right now, there are hundreds of completely innocent policy holders (who happen to be former Daimler Chrysler employees and retirees) that are basically driving around with worthless No-Fault policies. But they won’t know that until it is too late – until they become injured in a serious car accident. These former Chrysler employees and retirees are required to purchase No-Fault insurance coverage through Daimler Chrysler – but this coverage contains fine print that names the “insured person” in the policy as the Daimler Chrysler Corporation.

This means that when a Daimler Chrysler Insurance Company policy holder suffers serious personal injury from a car accident, he or she is not protected and is not covered with Michigan No-Fault insurance benefits. This coverage from Daimler Chrysler Insurance Company is essentially worthless.

Unfortunately, the only people who know this are most Michigan No-Fault lawyers, the Chrysler lawyers who deliberately drafted this language, and the innocent retirees and former employees who are being told – too late – that the insurance coverage they purchased is worthless.

Here are two blogs we’ve written warning people about this:
o Auto accident lawyers beware: Insurance giants’ ‘fraudulent’ No-Fault policy
o Michigan auto accident lawyer calls out insurance company for selling coverage it has NO intention of providing

Later this week, I will post an open letter to Michigan’s Insurance Commissioner, asking that this anti-consumer No-Fault policy be stopped. It’s time to put an end to this abhorrent policy that allows Daimler Chrysler Insurance Company to shirk its responsibility of providing vital No-Fault insurance benefits to its insured drivers following a car accident.

It’s time for Chrysler’s new leadership to address this now as well. Please Chrysler, in your efforts to embrace positive change, don’t leave your own insured drivers vulnerable.

Steve Gursten is recognized as one of the nation’s top No-Fault insurance lawyers handling serious car accident and truck accident lawsuits. He routinely writes about insurance company abuse and the No-Fault laws in Michigan, and is available for comment.

Related information:

Detroit’s most dangerous intersections

50 percent of Detroit drivers do not have auto insurance – Uninsured motorist coverage

What benefits are available with Michigan No-Fault insurance?

Michigan Auto Law is the largest law firm exclusively handling car accident, truck accident and motorcycle accident cases throughout the entire state. We have offices in Farmington Hills, Detroit, Ann Arbor, Grand Rapids and Sterling Heights to better serve you. Call (800) 777-0028 for a free consultation with one of our No-Fault lawyers.

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