Last week, I wrote about my pleasant surprise when I started reading Sen. John Pappageorge’s (R-13th District) proposal for No Fault “reform,” which was introduced as Senate Bill 818.
Color me a cynic, but when I learned Sen. Pappageorge had introduced a No Fault bill in the Senate, I figured it was going to be similar to last year’s No Fault proposal, House Bill 4612 and House Speaker Jase Bolger’s (R-Marshall) recent No Fault proposals. In other words, a No Fault medical benefits cap; across-the-board PIP benefit restrictions; denial of auto accident victims’ right to trial by jury, and all for a paltry promised “savings,” as Speaker Bolger introduced in his plan.
If the real goal of changing of Michigan’s auto No Fault system is to improve benefits and legal protections for the injured, and to provide meaningful, long-term savings on the cost of No Fault for consumers, there are much better ways to go about it than what Michigan House Speaker Jase Bolger (R-Marshall), Representative Peter Lund (R-Macomb County), and Governor Rick Snyder have proposed.
Below are some ideas that I have written about in Michigan Auto Law’s “Auto Insurance Consumers’ Guide To Michigan No Fault Reform & House Bill 4612”:
The “low-cost” No Fault option that House Speaker Jase Bolger (R-Marshall) has proposed in his plan for No Fault “reform” in actuality discriminates against the poor. It also is no guarantee of savings for Michigan’s auto insurance consumers.
In today’s installment of my blog post series analyzing Speaker Bolger’s recent proposals to change Michigan’s No Fault auto insurance system, I will look at his proposal for:
In today’s installment of our blog post series on the recent proposals to change Michigan’s No Fault auto insurance system, I will analyze House Speaker Jase Bolger’s proposal for a $10 million cap on No Fault medical benefits. This cap would replace the existing guarantee of reasonably necessary and reasonably priced lifetime No Fault medical benefits.
And Speaker Bolger, Gov. Rick Snyder, many Republican lawmakers and the insurance industry in Michigan (who have been the real drivers for all of this, pushing their “reform” wish-list) want this cap.
Today I had the pleasure of supporting and listening to Southeast Michigan’s three county executives. All three sent a unified message to Lansing lawmakers and to the public as to where they stand with proposed changes to Michigan’s No Fault laws, issuing a resounding “NO” to efforts to dismantle its important legal protections.
I thought my running dialogue with Speaker Bolger last week might make for some interesting – and very insightful – reading.
First, by way of background, last week House Speaker Jase Bolger posted an editorial in The Detroit News regarding his proposed No Fault insurance “reform” plan.
I’ve been an outspoken critic, and I have said there are many problems with Bolger’s No Fault plan. The biggest problem in my eyes is that consumers will lose far more than they would gain , while the auto insurance companies will be laughing all the way to the bank.
There is very little that I would probably ever agree on with former Michigan Supreme Court Justice Clifford W. Taylor. To the public, he is best known as the “sleeping Judge.” But to the state’s lawyers and judges, he’s associated with a darker side.
The latest proposal for so-called No Fault “reform,” Senate Bill 818, which was introduced by Sen. John Pappageorge (R-13th District) on Tuesday will definitely surprise you.
It certainly surprised me.
As an insurance attorney who helps auto accident victims every day, I knew the ins and outs of last year’s No Fault proposal, House Bill 4612, which was introduced by Rep. Pete Lund (R-36th District) and strongly backed by Gov. Rick Snyder.
Changes to Michigan’s No Fault system cannot be made unless and until the Michigan Catastrophic Claims Association (MCCA) releases its catastrophic claims and assessment-calculation data to the public. And we should not be making changes to Michigan’s auto No Fault laws that take away important legal protections from injured drivers until we know just how fat the profit margins are for Michigan’s auto insurance industry.
Since last Thursday, all eyes have been on Michigan House Speaker Jase Bolger (R-Marsall). That’s when Speaker Bolger introduced his new “reform” bill of Michigan’s auto No Fault laws.
That gave Sen. John Pappageorge (R-13th District) time to quietly introduce his own bill in the Michigan Senate yesterday.
His bill, Senate Bill 818, was referred to the Senate’s Insurance Committee, which is chaired by Sen. Joe Hune (R-22nd District) and on which Sen. Virgil Smith (D-4th) serves as a member.