Patricia Ann Craig’s story should be a cautionary tale for any personal injury attorney trying to collect underinsured motorist (UIM) benefits. It highlights some of the additional challenges that underinsured motorist claims pose in the minority of states like Michigan, where settling a car accident case without receiving written permission first will prove fatal to making a successful underinsured motorist claim and settling for policy limits with the underlying torfeasor.
Ah, Pure Michigan. It’s a wonderful state. And we also have the best insurance coverage in the nation.
But Michigan isn’t always wonderful. I’m thinking of the “arctic air blast” and the 20 degree weather we just had last weekend. And so Michiganders also become “snow birds” and like to venture outside the great mitten state from time to time.
Yesterday, I wrote about the Jackson v. Sedgwick Claims Management Services case, where U.S. Court of Appeals for the 6th Circuit has most likely “cut off” all chances of holding “cut off” doctors (and the insurance companies that deliberately use them) accountable under the federal RICO Law for their schemes to hurt innocent accident victims by fraudulently denying No Fault insurance benefits.
No one really knows just how bad and how crooked many of the IME doctors are that do these one-time insurance exams in Michigan and in many other states – until they have been sent to go see one.
Oakland County Executive L. Brooks Patterson has been a strong proponent of preserving Michigan’s invaluable No Fault insurance system.
I had the opportunity to interview Brooks on this subject, and he openly shared his feelings on the No Fault “reform” proposals that are being pushed on us by the insurance industry. Brooks explained, better than I could, how keeping our current No Fault insurance system is more cost effective for taxpayers, will better protect seriously injured automobile accident victims, and will be great for Michigan jobs.
Our latest edition of the Michigan Auto Law No Fault ‘Reform’ Newsletter is out. If you would like to sign up and subscribe to our newsletter, visit Michigan Auto Law’s No Fault Reform page.
The newsletter is a concise and helpful free resource for up-to-date and breaking news about No Fault Reform efforts in Michigan and legislation such as House Bill 4612.
In Michigan Auto Law’s latest version of the newsletter, we discuss the recent report from the Citizens Research Council of Michigan, and other recent developments over the past several weeks:
I recently wrote about the issue of No Fault benefits for children of divorced parents, and whose auto insurance policy covers an injured child after a car accident. We received a great response, including this one that I wanted to share today from attorney Jennifer Paine, an experienced family law attorney from Cordell & Cordell Michigan. You can also visit Ms. Paine’s website, cordellcordell.com, for more information on this often confusing issue of the intersection between Michigan’s No Fault laws and what happens after a divorce.
Jennifer Paine writes:
Let me share an open secret with you. It’s one that every lawyer, judge, and every insurance company in Michigan already knows. But it gets almost no media attention, and the only people who sadly are taken by surprise are members of the unsuspecting public unfortunate enough to be hurt in a car accident.
How appropriate that so close to Halloween, the Michigan House and Senate Insurance Committees are getting together at a joint meeting on Wednesday, October 23, 2013, to discuss so-called No Fault “reform.”
After all, it’s that time of year when people try to scare each other with things that aren’t real.
One can expect the auto insurance industry hobgoblins to lead with fear, trying to scare the public and the state’s lawmakers with their favorite ghost stories, such as: