What happens to an insurance broker who, despite being asked for specific insurance coverage, fails to provide the insurance as requested?
He or she could be sued for “negligent failure to procure the insurance requested” and possibly, negligent misrepresentation, according to the U.S. Court of Appeals for the 6th Circuit.
This case has interesting applications for attorneys in many different areas of insurance practice. In my own cases, as a lawyer who helps people injured in serious automobile accidents, I routinely see my clients receiving bad advice from insurance agents.
What are the most dangerous intersections in Lansing and Ingham County? Where are you most likely to be involved in a car accident? Our attorneys are helping many people from the Lansing area who were caught in the wrong place at the wrong time. So today I thought I’d list the worst intersections in Ingham County.
Innocent people are being killed in completely preventable truck accidents every day. And it’s getting worse.
This may sound harsh, but the numbers don’t lie.
According to a recent report from the National Highway Traffic Safety Administration (NHTSA):
Congratulations to Tom James for once again being recognized as one of the state’s top trial attorneys by Super Lawyers.
Tom has been an attorney with Michigan Auto Law since 2004. He focuses his practice on helping people injured in car accidents and in No Fault insurance cases.
Tom is a tenacious advocate for his clients. To date, Tom has more than 25 trials under his belt, which in and of itself is an incredible accomplishment. To put that into perspective for non-lawyers, I’d wager almost all of the personal injury lawyers in Michigan, and all but a handful of the state’s 60,000 licensed attorneys, will never have 25 trials in their entire legal careers.
As a lawyer, I help auto accident survivors get injury settlements so they can go on to live their lives as best as they can. An important way I do this is by telling their stories to judges and juries, and even to cynical claims adjusters, so people truly understand how lives have been changed. It creates a picture of how another driver’s negligence – or the negligence of a large trucking company – caused life-changing, serious injuries.
Was anyone else a bit confused by Gov. Rick Snyder’s Superbowl commercial last night, that opens with what appears to be Snyder wearing a scuba suit? In Michigan?
Well, it looks like Snyder’s spin machine has been working over time. Recent published reports are saying that GOP members are pushing the idea of Snyder as a Republican presidential candidate in 2016.
According to an article on USA Today, “Some in GOP float idea of Rick Snyder presidency,” Prime Policy Group Chairman Charlie Black, a veteran adviser to Republican presidential candidates, said Gov. Rick Snyder might have what it takes to move to the national stage.
I’m happy to say I’ve been voted Parliamentarian of the American Association for Justice Traumatic Brain Injury Group. I’ve served on the Executive Board of the TBI litigation group for several years before and it’s a nice honor from a group I care quite a bit about.
The public is just now starting to come to grips with the horror of brain injury, mostly through veterans who have returned home from Iraq and Afghanistan and now as sports and concussion injuries have been in the news.
It’s estimated that more than half of Detroit residents are driving without No Fault auto insurance due to the extremely expensive rates. I’ve been extremely vocal about this crisis.
The courts in Michigan allow insurance companies to punish residents of cities, such as Detroit and Pontiac, by the use of credit scoring, a practice that the courts in most other states have found illegal and discriminatory. It’s usually the poorest Detroit residents who are charged the most for auto insurance – an average of $4,000 a year. And because of the incredibly draconian way that people who do not have car insurance are punished under Michigan law, I’ve called this a civil rights issue.
Truck drivers are professional drivers. And they’re expected to drive that way. They earn their living on the road. They go to “truck school.” They have to pass a special test and have a special CDL license. They have more training and experience. And they’re driving fully-loaded vehicles that weigh as much as 80,000 pounds.
Yet in many states, and especially in Michigan, lawyers must refer to these professional truck drivers the same as we would any other driver if a case goes to trial. As a result, dangerous truck drivers can cause serious truck accidents over and over again.
This “Arctic Blast” has not been kind to Michigan. As we’re experiencing more below-zero temperatures this week, driving continues to be a frigid, slow, and sometimes white-knuckled challenge.
One thing that adds to white knuckles on the steering wheel is the cars on the road that seem to have crazy amounts of snow and ice on the roofs after every big snow. And of course, the worst of these cars and trucks always seem to be driving directly ahead of me.