Among Michigan’s largest auto insurers, Home-Owners’s prices were among the Top 5 least expensive auto insurance rates in all 16 of the major Michigan markets examined in compiling the “Best Auto Insurance Companies” list.
Additionally, when compared with Michigan’s other largest auto insurers, Home-Owners paid out the second highest percentage of premium dollars in claims for its auto-insurance customers. For every premium dollar Home-Owners received from drivers, it paid out $.69 in auto accident claims submitted by its auto-insurance customers.
I don’t litigate very many cases with Home-Owners Insurance Company. I do litigate a lot of cases with insurance companies that are of similar size to Home-Owners Insurance Company.
There is a reason for that.